Core Banking
A configurable, API-led foundation for deposits, loans, customer accounts, payments and general banking operations.
← All solutions
Digital Banking
Hi Sun Global
Modern banking, from core to customer.
Hi Sun Global provides a full banking technology portfolio spanning core banking, e-banking, Customer 360, lending, payments and banking engines for established, virtual and specialised financial institutions.
The business challenge
Why organisations consider this solution.
Banks need to modernise legacy platforms, launch products faster and connect digital channels without disrupting critical day-to-day operations.
Core capabilities
What Hi Sun Global
helps you do.
Digital Channels
Internet and mobile banking experiences for personal and corporate customers, including payments, transfers and service requests.
Lending & Customer 360
Support loan origination and servicing while building a consolidated view of customer relationships and activity.
Payments & Integration
Connect banking products, payment services and third-party capabilities through an open, integration-friendly architecture.
Reference architecture
See the actual
solution topology.
Connect customer channels, banking operations and payment rails to a modular banking platform that supports real-time products and services. The diagram below shows the product's distinct operating model, data paths and enforcement or decision points.
Illustrative reference architecture — final design depends on the customer environment and vendor-supported integration pattern.
Example use cases
Apply the architecture
to a real scenario.
These examples explain the business purpose behind the architecture. Final scope, integrations and outcomes depend on your environment and implementation design.
01New banking business
Launch a digital-first bank
A new bank needs deposits, lending, payments and customer channels without building every capability independently.
- 1Configure products and customer rules
- 2Connect onboarding, payment and digital channels
- 3Operate through one modular banking core
Expected resultA scalable foundation for launching and expanding banking services.
02Established bank
Modernise a legacy core
Rigid legacy technology is slowing change and increasing the cost of new products.
- 1Map current products and interfaces
- 2Migrate workloads in controlled phases
- 3Expose modern services through APIs
Expected resultLower legacy dependency with a safer route to digital transformation.
03Retail and SME
Digitise the lending journey
Loan applications move between disconnected teams, systems and manual approvals.
- 1Capture the application digitally
- 2Apply credit and approval workflows
- 3Service the loan from the same platform
Expected resultFaster decisions and a more consistent borrower experience.
Delivery path
From requirement
to production value.
The exact architecture depends on your environment, but the solution typically follows this practical operating flow.
Assess the banking landscape
Map existing core systems, digital channels, products, integrations and regulatory requirements.
Configure the target platform
Select and parameterise the required core, channel, lending, customer and payment modules.
Integrate and migrate
Connect surrounding systems and payment rails, then migrate data through governed test cycles.
Launch and evolve
Move services into production and use the modular platform to introduce new products and customer journeys.
Typical use cases
Where it fits.
- Core banking replacement or modernisation
- New digital or virtual bank launch
- Retail and corporate digital banking
- Lending, payments and Customer 360 transformation
Expected outcomes
What success looks like.
- Faster product introduction
- A consistent customer experience across channels
- Reduced dependence on rigid legacy architecture
- A scalable foundation for digital or virtual banking
DLAB's role
Technology is only valuable
when it works in your environment.
DLAB helps customers evaluate the fit, define use cases, coordinate solution demonstrations and proofs of concept, plan deployment with the principal and local partners, and establish the support path for production.
Arrange a solution workshop